Insurance for a garaged vehicle

[paz]

Hi all,

I've been thinking about getting a second car for a while now.

As part of this I've been wondering if its possible to get insurance for a vehicle which is kept in secure storage (i.e. garaged) and will never be driven for the life of the policy?

I don't really fancy the idea of garaging the car with no insurance, and if there is a saving to be made on my standard premium, that can't be bad :lol:

Paz

 

[Mark_GTiR]

I'm almost certain that insurance companies will do a seperate Fire and Theft policy only. Not sure you'll be able to cover two cars on one policy though... although I could be wrong.

Quick call to a big insurer like Direct Line will answer your question I guess.

 

[paz]

:lol: The answer is yes, and my premium payments would fall from £95 a month to an impressive £3.67 :lol: :lol: 8)

Cheers fella

Paz

 

[OZ-Racing]

£95 a month

:shock: :shock: :shock: :shock: You've been tango'd

 

[JIMMYBACK]

£95 a month

:shock: :shock: :shock: :shock: You've been tango'd

thats wot i used to up untill last year :shock: and im 26 now :twisted: :evil: :evil:

 

[ChrisS]

So they'll insure the car, just parked up no driving, fire and theft for £3.67 a month? Is that still usuing your no claims etc against it? What sort of excess?

 

[paz]

£95 a month

:shock: :shock: :shock: :shock: You've been tango'd

Not really :lol: Unfortunately as I live in Bolton and not hicksville like yourself, the only people that would insure me are tesco There was one company who have been doing deals for everyone (A Plan I think) that wouldn't insure me because I lived in Bolton

Plus that was a ''follow on'' policy - so there was no deposit to bring the monthly amount down, and I was only 23 when I took the policy out (now 24)

Paz

 

[paz]

So they'll insure the car, just parked up no driving, fire and theft for £3.67 a month? Is that still usuing your no claims etc against it? What sort of excess?

Yes, but its not as good as it sounds unfortunately :lol:

I was already with them, basically it ''drops'' your policy by X amount, so if I'd have paid up front I'd have been given a refund. The ''refund'' in my case would have been £360ish, but because I've only got 4 months of payments left to pay on this policy (i,e, I've already paid most of it), thats why the payments are so low!

Paz

 

[Mark_GTiR]

:lol: The answer is yes, and my premium payments would fall from £95 a month to an impressive £3.67 :lol: :lol: 8)

Cheers fella

Paz

So you're thinking of storing it for a year to save some cash?? I think my mate got some crafty policy with tesco that lets him insure his saph cossie on weekends and stuff only - might be worth a look.

 

[paz]

:lol: The answer is yes, and my premium payments would fall from £95 a month to an impressive £3.67 :lol: :lol: 8)

Cheers fella

Paz

So you're thinking of storing it for a year to save some cash?? I think my mate got some crafty policy with tesco that lets him insure his saph cossie on weekends and stuff only - might be worth a look.

Possibly just over the winter I think, get a couple of bits and pieces done so its ready for next year - plus its an ideal opportunity to see how practical it actually is to run a second car!

Paz