points on licence

[buffalobilla]

if you get 3 points on your licence for speeding, do you have to inform the insurance?
and how much will it affect it?

cheers

 

[paz]

Yes you do if you want your insurance to be valid, depends on your age, the conviction etc as to the amount it could increase your insurance. Also really depends on the company, some don't increase premiums at all for one SP30, some do.

You'll have to declare them for 5 years, but will only pay an increased premium for 3.

Sorry I can't be more specific on the price increase, it really does vary

Paz

 

[buffalobilla]

cheers mate

 

[abyss]

the first six points don't really make much difference to the premium as far as im aware.

 

[chrisniss91]

They made no difference to my insurance, but you must inform them

 

[Aimee]

If you dont inform them you could get you bottom smacked! :lol:

 

[JIMMYBACK]

but once again it all depends on what you get the points for :shock:

 

[Aimee]

if you get a DR10 or a BA10 or DD60 then you could get done over big stylee!

 

[justin666]

Alot of insurance companies I spoke to said that as I had 3 points for speeding and now drive a group 20 car then i can expect a slight increase in my premium. Think they expect you to go out and do it again seeing as your in a powerfull car.

I didnt do it again tho so now my licence is all clean and nice

J.

 

[buffalobilla]

the offence code is 130 (excess speed)

and its 3 points on a clean licence ive had for 5 years

and im insured with elephant and im 22

is it possible they will cancel my policy?

 

[Aimee]

No they shoudnt - is that an sp10, sp20, sp30, sp40, sp50, sp60 ?? All are basically excess of speed in some way or another!

 

[abyss]

if its 3 point its either an sp30 or sp50 and a 60 quid fine.